About Us
Who We Are
What We Do
About Us
Global Trust Savings & Loans Ltd (GTSL) is a private limited liability company duly incorporated in October 1992 and subsequently licensed and accredited as a state primary mortgage bank by Central Bank of Nigeria (CBN) with the prime objective of carrying on mortgage banking business in accordance with CBN prudential guidelines and other relevant laws. The company presently operates with a capital base of 2.5 billion naira and operates from its registered office located at Plot 740, Adeola Hopewell Street, Victoria Island, Lagos.
GTSL is a wholly indigenous-owned mortgage banking institution and a subsidiary of Industrial and General Insurance Plc (IGI) – the largest and foremost Insurance underwriter in Nigeria and West Africa; with global outreach and presence in, Uganda, Rwanda, London and Washington DC. GTSL provides mortgages, mortgage related services and other financial services in line with CBN (Central Bank of Nigeria) prudential guidelines.
GTSL’s Board is composed of astute, visionary and seasoned professionals with sound integrity and proven track record in the successful management of business concerns; aptly complemented by the Board of its parent company-IGI, all of which have contributed to the excellent achievements and successes recorded to date.
- Integrity: Maintenance of the highest standards of professional ethics and honesty
- Excellence: Always aiming for highest quality through superior performance.
Our Core Values
- Integrity: Maintenance of the highest standards of professional ethics and honesty
- Spirit: Opportunity for every person to grow and prosper in a dynamic and collegial environment based on accountability, merit and passion to succeed.
- Excellence: Always aiming for highest quality through superior performance.
- Teamwork: Passion for learning and sharing ideas through promotion of a knowledge-seeking culture that inspires curiosity and rewards creativity.
- Innovation: Continuous thirst for change through willingness to creatively explore new options and creating opportunities for people to grow and live their dreams.
- Service: Exceeding the expectations of our customers by understanding their unique needs, developing customised solutions and fulfilling our commitments.
- Stewardship: provision of adequate returns for all stakeholders and always identifying with governments aspirations in policy implementation.
Our Capabilities
Global Trust Savings and Loans Ltd offers a wide range of value-added, customer-oriented financial products and services carefully packaged to meet the peculiar and changing needs of our corporate and individual customers via the provision of innovative and qualitative Mortgage, Consumer, and Retail Banking services. GTSL also boasts of unique expertise in the packaging and processing of the NHF Loan Scheme.
Your Dream
Our Support
The statement of our core values describes the corporate culture and basic principles of our organisation. Along with our values, these principles represent our fundamentals and code of conduct, aptly premised on creating value, trust, respect, fairness, cooperation, compliance, sound corporate governance, and social responsibility.
Need Help?
FAQs
What services do Global Trust Savings and Loans Limited offer?
Global Trust Savings and Loans Limited is a financial institution that offers mortgage financing, mortgage related services such as: -deposit collection, payment services, and loan products, and other services that are in line with CBN’s prudential guidelines.
Who regulates Global Trust Savings and Loans Limited?
Global Trust is duly licensed and regulated by Central Bank of Nigeria.
What type of accounts does Global Trust Savings and Loans Limited offer?
We offer various types of account, which are; savings accounts, current accounts, and fixed deposit accounts.
What loan products are available?
We provide Mortgage loans and Mortgage-related loans.
What documents are needed to apply for a loan?
Commonly required documents include:-
- Loan Application Letter
- Applicant Means of ID and Passport
- Pay slip/6 Month Bank Statement of Account (External)
- Executed Offer Letter
- Copy of Employment/last promotion Letter
- Minimum of 2 Personal Guaranty
- Guarantors Securities
- Guarantors Means of ID and Passport
- Guarantors statement of Account (6 months)
- Original Title document to property used as collateral
- Consent Letter to use collateral as security (if third party)
- Letter of Unrestricted Access to Collateral (if third party)
- Letter of Domiciliation of Business Proceed / salary (if busines account is not domiciled)
- Letter of Authority to dispose asset in case of default
How long does it take to process a loan application?
The processing time varies between 3 -5 working days depending on the type of loan and the completeness of the application which is dependent on the customer providing the entire required documents.
What are the interest rates for loans?
Our interest rates are competitive and vary based on prevailing market rates.
Are there any fees associated with opening or maintaining an account?
Our fees are charged in line with CBN’s guideline on bank charges.
What are the fees charged on your loan facility?
Our fees are charged in line with CBN’s guidelines on bank charges; and cost recovered from services rendered by third-parties.
How can I contact customer service?
You can contact our customer service via phone +2342012931050, email: inquiry@globaltrustsavings.com, or by visiting our office @ Plot 740 Adeola Hopewell street, Victoria Island Lagos. Contact details are also available on the institution’s official website.
What should I do if I have a complaint?
You can contact the customer service department, fill out a complaint form on their website, or visit our office to speak with a representative.
Can I apply for a loan if I have a bad credit history?
There are exceptions, if the customer can provide all necessary documents/security for the loan but the cost of the loan will be high.
